:root{--bg: #f7f8fb;--surface: #ffffff;--surface-alt: #eef2f7;--text: #18212f;--muted: #5e6b7d;--line: #d7deea;--primary: #163252;--primary-strong: #0f243d;--accent: #d9913b;--accent-strong: #b77426;--success: #2d7a55;--max: 1160px;--radius: 18px;--shadow: 0 16px 40px rgba(17, 34, 68, .08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(var(--max),calc(100% - 2rem));margin:0 auto}.section{padding:4.5rem 0}.section-tight{padding:3rem 0}.eyebrow{display:inline-flex;align-items:center;gap:.5rem;padding:.35rem .75rem;border-radius:999px;background:#d9913b1f;color:var(--primary);font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}h1,h2,h3,h4{margin:0 0 .75rem;line-height:1.12;color:var(--primary-strong)}h1{font-size:clamp(2.5rem,4vw,4.4rem)}h2{font-size:clamp(1.9rem,3vw,3rem)}h3{font-size:1.2rem}p{margin:0 0 1rem;color:var(--muted)}.lead{font-size:1.12rem}.button-row{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:1.5rem}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:.9rem 1.25rem;border-radius:999px;font-weight:700;transition:.16s ease}.button.primary{background:var(--accent);color:#fff}.button.primary:hover{background:var(--accent-strong)}.button.secondary{background:var(--surface);color:var(--primary);border:1px solid var(--line)}.button.secondary:hover{border-color:var(--primary)}.grid{display:grid;gap:1.25rem}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow)}.muted-card{background:var(--surface-alt);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}.split{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:center}.list-clean{padding:0;margin:0;list-style:none}.list-clean li+li{margin-top:.75rem}.site-header{position:sticky;top:0;z-index:40;backdrop-filter:blur(18px);background:#f7f8fbeb;border-bottom:1px solid rgba(215,222,234,.8)}.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:80px}.nav-links{display:flex;align-items:center;gap:1rem;flex-wrap:wrap}.brand{display:inline-flex;align-items:center;gap:.85rem}.brand-mark{width:48px;height:48px;border-radius:14px;display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--primary) 0%,#224c7c 100%);color:#fff;font-weight:800;letter-spacing:.04em;box-shadow:0 12px 24px #16325238}.brand-copy{display:flex;flex-direction:column;gap:.1rem}.brand strong{font-size:1rem;color:var(--primary-strong)}.brand span{color:var(--muted);font-size:.88rem}.hero{padding:5rem 0 3rem}.hero-shell{padding:2.2rem;border-radius:28px;background:radial-gradient(circle at top right,rgba(217,145,59,.22),transparent 28%),linear-gradient(135deg,#18385b,#10253d);color:#fff;overflow:hidden;position:relative}.hero-shell h1,.hero-shell p,.hero-shell h3,.hero-shell strong{color:#fff}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:1.5rem;align-items:stretch}.hero-panel{background:#ffffff14;border:1px solid rgba(255,255,255,.15);border-radius:24px;padding:1.4rem}.hero-brand-lockup{display:inline-flex;align-items:center;gap:1rem;margin:1rem 0 1.5rem}.hero-brand-mark{width:72px;height:72px;border-radius:20px;display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--accent) 0%,#f1b86f 100%);color:#10253d;font-weight:900;font-size:1.5rem;box-shadow:0 18px 36px #0000002e}.hero-brand-text{display:flex;flex-direction:column;gap:.2rem}.hero-brand-text strong{font-size:1.25rem}.hero-brand-text span{color:#ffffffbf;font-size:.95rem}.trust-strip{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.25rem}.trust-pill{padding:.6rem .85rem;border-radius:999px;background:#ffffff1f;border:1px solid rgba(255,255,255,.16);font-size:.92rem}.stats{display:grid;gap:.9rem}.stat{padding:1rem 1.1rem;border-radius:18px;background:#ffffff14;border:1px solid rgba(255,255,255,.14)}.stat strong{display:block;font-size:1rem;margin-bottom:.2rem}.stat span{font-size:.95rem;color:#ffffffd1}.check-list li{position:relative;padding-left:1.4rem}.check-list li:before{content:"•";position:absolute;left:0;top:0;color:var(--accent);font-weight:900}.faq-item{padding:1.1rem 0;border-bottom:1px solid var(--line)}.faq-item:last-child{border-bottom:none}.cta-band{background:var(--primary-strong);color:#fff;border-radius:26px;padding:2rem}.cta-band h2,.cta-band p{color:#fff}.footer{padding:2rem 0 3rem;border-top:1px solid var(--line)}.footer-grid{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}.form-shell{background:var(--surface);border-radius:24px;border:1px solid var(--line);padding:1.5rem;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}label{display:flex;flex-direction:column;gap:.45rem;font-weight:600;color:var(--primary);font-size:.95rem}input,select,textarea{width:100%;border-radius:14px;border:1px solid var(--line);background:#fff;padding:.9rem 1rem;font:inherit;color:var(--text)}textarea{min-height:150px;resize:vertical}.full{grid-column:1 / -1}@media(max-width:900px){.grid.two,.grid.three,.grid.four,.split,.hero-grid,.form-grid{grid-template-columns:1fr}.nav{align-items:flex-start;padding:1rem 0;flex-direction:column}.nav-links,.button-row,.button{width:100%}.hero{padding-top:3rem}}